Cash Management Service

Cash flow planning session with you to determine assumptions for the forecasts in a cash flow model we develop, including opening balances, degrees of sophistication necessary, where and how data is to be accessed from  and who is going to see the reports generated.

GowingAdvisory will harness specialist software to received details using cloud technology from your Xero or MYOB data files to then build your cash flow report.

Initial forecasts will be presented to you to confirm the format, adequate reflection of seasonality, tweak the assumptions etc.

Based on your review of our model,  we will then develop it to demonstrate the profit improvement potential in your business.

GowingAdvisory to discuss with/brief your bank ,  as you require, on initial and recurrent forecasts to be generated.

Facilitate live data feeds to GowingAdvisory systems to generate regular cash  flow reports (weekly/monthly/quarterly) and importantly,  enabling us to monitor daily and highlight to you if  key target expectations  are not being met (over or under).

Request by bank – increasing scrutiny now from most banks e.g. ahead of any new lending proposal. Certainly when overdraft extensions are sought

Seasonal Business issues arise

Personal plans of proprietors require cash flow analysis to draw more heavily on the business account – e.g. family matters, tax payments etc.

Expansion plans – people, markets, products

Capital expenditure plans

Retiring equity partner

Refinancing proposal

Where you want/need to be in control, when others are less strategic about how cash is drawn and utilised